在拜登总统执政的头100天里, key themes and priorities have emerged and are expected to remain a focus moving forward. 艾莉森·沃伯特, 存全球政府关系主管, shares her perspective on anticipated future considerations and offers a look ahead for the industry.
从历史上看, events of the day have helped drive policymaker agendas and recent activity proves this to remain true. 市场波动, cybersecurity issues and innovation – all of which tie to current events and areas of focus - have emerged as impactful to policy considerations.
对市场波动的反应
今年早些时候的市场波动促使美国政府采取行动.S. Congress to engage with the financial industry to identify causes and underlying issues, and to examine potential policy solutions to mitigate negative impact on the global financial markets. 美国.S. Senate and the House of Representatives held committee hearings focusing on the “meme stocks” event. 众议院vnsr威尼斯城官网登入委员会举行了三次听证会, 最后一份包括迈克尔·博德森的证词, 据美国总统 & CEO, as well as new SEC Chairman Gary Gensler and FINRA CEO Robert Cooke.
类似的对话正在全球范围内进行. 例如, the EU is currently examining the gamification of trading including retail strategy and short selling rules.
作为我们教育推广工作的一部分, 存 provided legislators with detailed descriptions of the firm’s role in ensuring the safety and stability of the marketplace, 它的流程和操作, 与客户的关系. 我们强调了净额和保证金要求的重要性, 以及我们与该行业共同努力，进一步缩短美国的石油开采周期.S. 股票结算周期. 虽然不需要立法, having Congressional support to further reduce settlement helps promote increased engagement among some policymakers and industry stakeholders.
网络安全和网络脆弱性, 受最近一波勒索软件攻击的影响, 这仍然是政府的首要任务.
漏洞升级和网络安全
JBS食物, 安盛, SolarWinds和Colonial Pipeline勒索软件攻击, 等, 国际社会是否更加关注网络安全. 结果是, efforts to address cyber vulnerabilities and secure critical infrastructure are at the forefront of both Congress and the Administration.
Efforts are underway globally to build frameworks that will further protect networks and encourage threat information sharing. Public-private partnership remains an important consideration as governments work to develop ways to combat and prevent a range of evolving cybersecurity attacks. Recent cyberattacks and policymaker responses make it clear that cybersecurity issues span international regions and jurisdictions.
Congress is currently debating a large legislative package to address increasing U.S. 与中国的竞争力，包括网络安全因素. 美国.S. Innovation and Competition Act of 2021 (formerly referred to as the Endless Borders Act), is aimed at strengthening American research and technology manufacturing. The legislation recently passed the Senate and the House is anticipated to consider the legislation shortly. 另外, Senators John Warner (D-VA) and Marco Rubio (R-FL) are working on a proposal regarding mid-incident cybersecurity reporting.
President Biden issued an executive order in May – which is viewed by Democrats and Republicans as a positive step – that focuses on improving the nation’s cybersecurity. 该命令旨在加强和现代化美国军队.S. 网络安全防御, improve software supply chain security and establish a cybersecurity safety review board.
欧洲也在采取类似的举措. The European Union recently revised its incident reporting rules under the Directive on Security of Network and Information (NIS2), 引入了严格的监管措施和执法. There is also an EU focus on the Digital Operations Resilience Act, known as DORA. This draft legislation is the first of its kind and is designed to be the foundation for EU Member States to promote safety and soundness across the sector as well as financial services innovation.
阅读更多: 存的Jason Harrell讨论DORA
展望未来, the cybersecurity landscape globally will likely continue to rely on a combination of broad long-term policy initiatives, 比如美国.S. 由特定需求或事件驱动的行政命令和立法
创新和数字资产格局
A third area of focus—innovative technology —is now part of the mainstream political agenda globally. 在上一届国会期间， approximately 40 proposals regarding crypto and blockchain were introduced. 詹斯勒主席为证券交易委员会带来了独特的视角, given his focus on innovation during his tenure as a professor at the Massachusetts Institute of Technology. Cryptocurrency, blockchain and other digital innovations increasingly are integral parts of discussions about the financial services industry, 因为公司, stakeholders and policymakers assess implementation and regulation in this space.
在美国.S., there is bipartisan support for innovation-focused activity with recent legislation focusing on digital assets and potential Central Bank Digital Currencies (CBDC). Ranking Member Patrick McHenry (R-NC) and Representative Stephen Lynch (D-MA), 金融技术特别工作组主席, introduced a bipartisan bill that passed the full House to require the SEC and the CFTC to establish a digital asset working group. Additional bipartisan proposals focus on maintaining the dollar’s dominance as global currency and calling for a CBDC study.
From the supervisory side, the Federal Reserve continues to explore a U.S. CBDC最近表示，将于今年夏天发布一份报告. 世界各地的央行也在探索数字货币. The Bank of England and the UK Treasury are investigating a UK CBDC and created a taskforce to coordinate efforts. 欧洲央行(ecb)继续探索各种选择, 最近一次vns6060威尼斯城官网潜在数字欧元的咨询收到了超过8份,000年响应.
As market events unfold and potential impacts to policy considerations are debated, we will continue to work with legislators and policymakers to encourage dialogue, 分享观点和想法, and help shape outcomes to support the safety and soundness of the financial markets globally.